Skip to main content

Introduction to SMSF lending

How to enter additional contributions.

Brenton Hartley avatar
Written by Brenton Hartley
Updated this week

Check out this video to see how the new SMSF calculator works, especially when you're dealing with additional contributions.


What’s New

Quickli now supports SMSF servicing, including:

  • Employer super contributions

  • Rental income from SMSF held property

  • A toggle for additional concessional and non-concessional contributions

  • Fields for liquid asset position and asset income post settlement

  • Policy indicators to show what’s accepted and how it's calculated


Where to Find It

Go to the Servicing tab and select SMSF as the scenario type.

You’ll now see:

Contribution Members Panel

  • Select and assign household members

  • Input super guarantee and concessional amounts per member

Additional Contributions Toggle

  • Enable this to add proposed and non-concessional amounts

  • Activates a second and third results panel so you can compare servicing outcomes with and without additional contributions

Liquid Asset Position

  • Total super fund cash/shares/bonds after loan settlement

  • Can influence serviceability depending on lender policy requirements post settlement

Asset Income

  • Add any regular investment income (dividends, etc.) from the SMSF asset pool

Use the Scenario Notes field to explain strategy, context, or lender-specific considerations.


Three Results Panels Explained

When calculating results, Quickli now shows three distinct result views:

  1. Current Contributions Only

    • Based on employer-paid super guarantee only

    • Assumes no extra servicing income from additional contributions

  2. Additional Contributions

    • These results will factor in any Proposed Concessional Contributions or Non-Concessional Contributions.

    • The results assume that all contributions will be verifiable, regardless of what is entered into the “Validate Additional Contributions”.

    • If the contributions are unnecessary, the validation section is incomplete or the validation section has insufficient income, some lenders may not display these results upon export.

  3. Maximising Additional Contributions (Based on Individual Validation)

    • Will show results based on the Maximum Possible Contributions being applied

    • Will be up to the 30k Concessional Limit and the 120k Non-concessional limit (for the lenders that accept non-concessional contributions)

Why Residential Validation? SMSF lenders apply residential lending rules when assessing additional contributions.


✉️ Need Help?

  • Watch the walkthrough video above

  • Post your scenario in #workshop-deals on Community

  • Or reach out to our support team via the chat function

Did this answer your question?